As a result, the bill calls for setting up a new insurance bureau that will be run in a similar manner to the MIB. This new bureau, to be called the "Employers Liability Compulsory Insurance Bureau" will provide a fall back compensation for victims trapped in a non-insured situation as described above.
Compensation For Accidents at Work - A New Government Bill 2009
A new parliamentary bill that is highly significant to victims wishing to make an accident at work compensation claim has been drafted by an all party parliamentary group on occupational safety and health. The bill is entitled "Employers' Liability Insurance the need for change"
The bill points out that around five percent of cars on the roads today are uninsured, despite the fact that there are punitive fines and other punishments for those caught driving without insurance. A Motorists Insurance Bureau (MIB) was set up over sixty years ago that will compensate victims of uninsured drivers. The MIB is funded by motor insurance companies via a special tax on all policies.
It then goes on to examine the case of Employers' Liability Insurance. This is also a compulsory cover that all employers are required to have. Although by far the majority of companies have this insurance currently, prior to it being made compulsory in 1972 only ninety percent of employers had it. Victims of industrial accidents that could be attributed to the negligence of an employer, in cases where the employer did not at the time have cover in place and the company no longer exists or is not sufficiently solvent to pay compensation, have no recourse to obtain a compensation claim.
As a result, the bill calls for the creation of a new insurance agency that works similarly to the MIB. This new bureau, to be called the "Employers Liability Compulsory Insurance Bureau" will provide a fall back compensation claim for victims trapped in a non-insured situation as described above.
The bill also calls for a new national database that will allow all employees to trace the insurance company responsible for their previous employers' liability cover. This would also parallel the situation of motor insurance where central records of drivers and their chosen providers are maintained. The costs of setting up and maintaining this database would also be charged to the insurance companies.
The above information has lead the author to examine the number of work place accidents and address the meandering route to compensation, through this Saltonstall would like to direct those interested in the above piece to the pages of http://www.irwinmitchell.com for further, free information regarding a potential compensation claim and how the new bill may affect such.
credit Link
http://www.irwinmitchell.com/personal/personalinjury/default.htm
http://www.irwinmitchell.com
ไม่มีความคิดเห็น:
แสดงความคิดเห็น